Chartis Insurance Failure to Pay Reimbursement and many others

Insurance companies are not as trustworthy as before. They take our money easily but fail to reimburse when it comes to claims giving excuses such as non-failure to comply to some obscure terms or information or on a technicality. Chartis, MAA, IHM (now dead), and what other insurance companies? And yet, when Obama bailed out AIA, they have the gall to pay large hefty bonuses to themselves giving excuses that it was in their contract!

I have seen the failure of payment by these money leeching insurance company who find ways and means not to fulfill their obligation. It was so easy for them to say if you sign up for this policy or that policy they will reimburse you when something happens to you just so they can close the deal. But when it comes to actual claim, they will say you didn't disclose this/that, or the illness you mentioned occur on a different date stated or some other technicality. Simply put, they will wriggle themselves out from fulfilling their obligation.

Default Cluster Size for NTFS, FAT32, exFAT

I needed to reformat my SanDisk 16GB USB flash drive to NTFS file format as I wanted to transfer a large 9++ GB movie file to view it on my media player box. So when the format dialog box came up, I was wondering what would be the best default cluster size for NTFS and what did the "default allocation size" meant.

 

Although I would like to keep my thumbdrive in its default format of FAT32, it was not able to handle any files larger than 4 GB. NTFS filesystem although has more features (encryption, compression, ownership, etc.), it would also mean using up more computer resource in Windows when processing files. Hence I still prefer the simpler FAT 32 drive format, but I have no choice here as the file size was greater than 4 GB. (Note: exFAT or extended FAT can store files larger than 4GB but this disk format is not supported by many media boxes, unfortunately! It was introduced to overcome the 4GB limit but due to lack of support from many devices, access to the files would be limited to Windows Vista/7 onwards.)

Baby Fall Down From Cot

Oh, dear! Baby fell down from the baby cot! Don't how he managed to climb out from it. Cry like mad of course! Will have to observe him as the height was quite high. Wife said it is time to use playpen where the side walls are higher and the distance from ground much less.

---[update 11/10/11]---

@klroadblock roadworks at entry to section 17 PJ from former rothman circle

What they doing? Blocking everybody

Streamyx is absolutely bad today!

It's been a week long and Streamyx is still trying to fix its server or junction box or whatever. The connection is intermittent and if I do connect, is absolutely horrendously slow! Sent from Yahoo! Mail on Android

[update 13/10/11]

How is one suppose to work if streamyx slows down to a crawl every few days? And this is definitely got nothing to do with the damaged undersea cable to the USA. Even accessing local website and data is so, so, so slow! Thumbs down yet again for streamyx. I think there is too many problems with streamyx for the month of October.

Streamyx down again due to Sg Way exchange problem

And yet again, my office streamyx was down again. Just last week we couldn't connect for more than 24 hours due to streamyx server problem. And now due to an exchange junction in Sungai Way the internet was down since 6am this morning.

Couldn't do any work until they fix it. So no choice but to wait for a few more hours. I requested to boss to switch to UNIFI. Perhaps that would resolve some of the frequent downtime of streamyx. The cost will double and there is no guarantee it will have more uptime since it is under the telecom company namely TM.

I have a friend who was complaining like mad about his poor download speed from UNIFI. Never getting the 80-90% of the stated speed. But basically UNIFI should be working according to as much as the stated figure.

Anyway never know until try. But once in will have to use it for the contract period.

Meanwhile my recent upgrade to windows 7 has left my dial-up modem dead. There is no drivers for it. So I can't even use the old slow dial-up to access internet.

Only a quick tap here using my mobile phone to kvetch a little!

---[update 11/10/11] ---

be weary of email misinformation

Friends and contacts and mean well when they pass you bits and pieces of trivia via email. Unfortunately some of those information is more like misinformation. I don't know why some people got so much time in their hands to concoct such fallacies, incorrect understanding as well as myths and urban legends. And once it was let loose into the wild wide world of web, it will become viral and spreads.

 

The thing is, some of this bits of misinformation seemed plausible. Especially if you don't have the background academic knowledge or remembering a partial bit of information that you may have studied a long time ago but then you forget and when you receive the email, the explanation seem rather possible because your memory was a bit hazy on that subject matter. This brings to mind the show, "Are you better than a fifth grade" reality show. And yes, we don't have perfect memory, and things that we studied at one time is gone with the wind after many years of not referencing it in our brain.

 

Although for me, I still have good recollection of some of things that I have studied especially on those subject matters that I liked (but unfortunately for me, I don't know why I'm so poor at remembering names with people that I met! Must be the way my brain is differently wired). Anyway, we don't all have that good memory and we use whatever means to memorized information be they important or trivia.

 

So whenever I receive emails about some interesting discovery, trivia, and even warnings, it is best to do a little research online to find out just how accurate those information. Some people just have too much time in their hands, and will take real information and give it a little twist. So when you receive it, the information seems correct at first glance, but in reality it is already in error due to bad interpretation or overly simplistic view or misunderstood or could even be a joke or malicious intent of creating disinformation.

 

Thank goodness for sites like Snopes, BreakTheChain and various website and individuals trying to debunked bad information. Yes, internet communication (websites and emails) may be the best thing that has happened because it provide vast information for your research and reading at the touch of the button. And yet there are also sites or individuals whose grasp of their subject matter that may be less than well researched or poorly understood or just plainly made wrong intentionally to create disinformation.

 

So while you are surfing around or receiving emails with those pieces of trivia, do be weary of misinformation. Don't be lazy, but do a little bit of research and find out its accuracy before passing it along to your friends and family. Perhaps you might learn a thing or two about the subject matter that was circulating in the wild and avoid the disinformation and to inform the sender that the information they are sending should be more accurate so that they won't learn the wrong thing and pass bad information around.